{"id":117,"date":"2023-02-13T14:37:03","date_gmt":"2023-02-13T13:37:03","guid":{"rendered":"https:\/\/serafin-renov.fr\/?page_id=117"},"modified":"2024-05-03T15:51:29","modified_gmt":"2024-05-03T13:51:29","slug":"le-projet","status":"publish","type":"page","link":"https:\/\/serafin-renov.fr\/index.php\/orfee\/le-projet\/","title":{"rendered":"LE PROJET"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb-60px||||false|false\u00a0\u00bb border_width_left=\u00a0\u00bb2px\u00a0\u00bb border_color_left=\u00a0\u00bb#ea5045″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#000000″ header_font_size=\u00a0\u00bb100px\u00a0\u00bb custom_margin=\u00a0\u00bb30px||-10px|20px|false|false\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb100px\u00a0\u00bb header_font_size_phone=\u00a0\u00bb40px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

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Pourquoi<\/h1>\n

le projet Orfee ?<\/h1>\n<\/div>\n<\/div>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb-101px||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-101px||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb-101px|||0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb|||40px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

R\u00e9pondre au\u00a0<\/span><\/b>besoin d\u2019accompagnement des m\u00e9nages \u00e0 la r\u00e9alisation de travaux performants<\/b><\/h4>\n

Selon l\u2019enqu\u00eate nationale men\u00e9e par l\u2019ADEME sur les travaux de r\u00e9novations \u00e9nerg\u00e9tiques des maisons individuelles (TREMI<\/a>), \u00ab\u00a0L\u2019accompagnement des m\u00e9nages n\u2019est pas \u00e0 la hauteur des besoins exprim\u00e9s.<\/em>\u00a0<\/span>Seulement 15 % des m\u00e9nages ayant r\u00e9alis\u00e9 des travaux ont b\u00e9n\u00e9fici\u00e9 d\u2019informations et d\u2019accompagnement\u00a0<\/i>\u00bb, concernant les aspects techniques et les diff\u00e9rentes aides disponibles.<\/p>\n

Afin de conforter leur r\u00f4le de tiers de confiance, sous le contr\u00f4le des collectivit\u00e9s, les soci\u00e9t\u00e9s de tiers-financement (STF) doivent garantir la qualit\u00e9 de leurs r\u00e9novations et ainsi renforcer leur impact sur le march\u00e9 de la r\u00e9novation.<\/p>\n

Lever le frein du financement des travaux<\/b><\/h4>\n

Les r\u00e9novations performantes repr\u00e9sentent une importante d\u00e9pense malgr\u00e9 les aides publiques, cet investissement est difficile \u00e0 financer pour les m\u00e9nages qui ne correspondent pas aux crit\u00e8res d\u2019octroi de cr\u00e9dit des banques.<\/p>\n

Une solution : le tiers-financement<\/b><\/h4>\n

Le tiers-financement consiste \u00e0 proposer une offre de r\u00e9novation \u00e9nerg\u00e9tique qui inclut l\u2019accompagnement et le financement du projet de travaux, de telle sorte que les mensualit\u00e9s de remboursement soient tr\u00e8s proches des \u00e9conomies financi\u00e8res permises par les travaux.<\/p>\n

7 soci\u00e9t\u00e9s de tiers financement ont \u00e9t\u00e9 r\u00e9cemment cr\u00e9\u00e9es par des Conseils R\u00e9gionaux et M\u00e9tropoles.<\/p>\n

[\/et_pb_text][et_pb_button button_text=\u00a0\u00bbLes soci\u00e9t\u00e9s de tiers-financement fran\u00e7aises\u00a0\u00bb button_alignment=\u00a0\u00bbleft\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb14px\u00a0\u00bb button_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb button_bg_color=\u00a0\u00bb#ea5045″ button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_border_radius=\u00a0\u00bb0px\u00a0\u00bb button_letter_spacing=\u00a0\u00bb2px\u00a0\u00bb button_font=\u00a0\u00bbOswald|||on|||||\u00a0\u00bb button_icon=\u00a0\u00bbE||divi||400″ custom_margin=\u00a0\u00bb|||30px|false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_url=\u00a0\u00bbhttps:\/\/serafin-renov.fr\/index.php\/qui-sommes-nous\/lassociation-serafin\/\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/serafin-renov.fr\/wp-content\/uploads\/2023\/03\/Plan-de-travail-1.png\u00a0\u00bb title_text=\u00a0\u00bbPlan de travail 1″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb-40px||||false|false\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb300ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ prev_background_color=\u00a0\u00bb#ffffff\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#ea5045″ top_divider_style=\u00a0\u00bbgraph4″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb-38px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||3px||false|false\u00a0\u00bb border_width_left=\u00a0\u00bb2px\u00a0\u00bb border_color_left=\u00a0\u00bb#FFFFFF\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_font_size=\u00a0\u00bb57px\u00a0\u00bb header_2_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb header_2_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_2_font_size=\u00a0\u00bb55px\u00a0\u00bb custom_margin=\u00a0\u00bb|||30px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

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<\/h2>\n

Le concept<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb3_5,2_5″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb|||0px|false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_4_font=\u00a0\u00bbOswald||||||||\u00a0\u00bb header_4_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb header_4_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb custom_margin=\u00a0\u00bb|||30px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Le besoin de renforcer les soci\u00e9t\u00e9s de tiers-financement<\/h4>\n
    \n
  • Le concept de STF est encore r\u00e9cent, leurs processus doivent \u00eatre standardis\u00e9s ;<\/li>\n
  • Les STF doivent optimiser leurs ressources pour g\u00e9n\u00e9rer davantage de financement pour la r\u00e9novation \u00e9nerg\u00e9tique.<\/li>\n<\/ul>\n

    Le centre de ressources ORFEE vise \u00e0 renforcer les soci\u00e9t\u00e9s de tiers-financement en les aidant \u00e0 consolider leur mod\u00e8le \u00e9conomique\u00a0pour mutualiser leurs d\u00e9veloppements et coordonner leurs processus op\u00e9rationnels, r\u00e9duire leurs co\u00fbts et\u00a0<\/span>centraliser les retours d\u2019exp\u00e9rience pour mieux les diffuser<\/span><\/p>\n

    <\/span><\/p>\n

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    La subvention europ\u00e9enne permet de lancer toutes les activit\u00e9s de l\u2019ORFEE en tant que projet pilotes, en particulier :<\/h4>\n
      \n
    • L\u2019optimisation du financement des r\u00e9novations : optimiser et p\u00e9renniser les sources de financement des STF pour leur offre de financement de la r\u00e9novation \u00e9nerg\u00e9tique des logements et collaborer avec les banques pour un \u00ab \u00e9tiquetage vert \u00bb des pr\u00eats pour la r\u00e9novation \u00e9nerg\u00e9tique,<\/li>\n
    • D\u00e9finir un corpus de conformit\u00e9 et de qualit\u00e9 pour les travaux de r\u00e9novation qui permettra aux STF d\u2019attribuer un certificat de qualit\u00e9 et de conformit\u00e9 aux r\u00e9novations des logements, englobant toute la cha\u00eene de valeur : des conseils aux propri\u00e9taires jusqu\u2019\u00e0 l\u2019ach\u00e8vement des travaux et le suivi de la consommation d\u2019\u00e9nergie. ORFEE vise ainsi \u00e0 d\u00e9livrer 1 500 garanties de qualit\u00e9 sur 3 ans.<\/li>\n<\/ul>\n

      [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_font_size=\u00a0\u00bb57px\u00a0\u00bb header_2_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb header_2_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_2_font_size=\u00a0\u00bb55px\u00a0\u00bb custom_margin=\u00a0\u00bb|||30px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

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      <\/h2>\n

      Les objectifs du projet<\/h2>\n

      [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb2_5″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/serafin-renov.fr\/wp-content\/uploads\/2023\/03\/Le-concept-ORFEE-8.png\u00a0\u00bb title_text=\u00a0\u00bbLe concept ORFEE-8″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb-55px||||false|false\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb300ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_3,1_3,1_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb50px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_blurb title=\u00a0\u00bbConstruire un centre de ressources (ORFEE) pour les Soci\u00e9t\u00e9s de tiers financement\u00a0\u00bb image=\u00a0\u00bbhttps:\/\/serafin-renov.fr\/wp-content\/uploads\/2023\/03\/Objectif_1.png\u00a0\u00bb image_icon_width=\u00a0\u00bb70%\u00a0\u00bb icon_alignment=\u00a0\u00bbleft\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_font_size=\u00a0\u00bb20px\u00a0\u00bb body_font=\u00a0\u00bbLato||||||||\u00a0\u00bb body_text_align=\u00a0\u00bbjustify\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      Permettre le partage de ressources : m\u00e9thodes, comp\u00e9tences, retours d\u2019exp\u00e9rience\u2026 afin de favoriser le d\u00e9veloppement des Soci\u00e9t\u00e9s de tiers financement en France.<\/p>\n

      Mutualiser le d\u00e9veloppement des Soci\u00e9t\u00e9s de tiers financement (\u00e9tudes, proc\u00e9dures, d\u00e9veloppement d\u2019outils informatiques, etc.).<\/p>\n

      [\/et_pb_blurb][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_blurb title=\u00a0\u00bbOptimiser les financements propos\u00e9s par les Soci\u00e9t\u00e9s de tiers financement pour les r\u00e9novations \u00e9nerg\u00e9tiques\u00a0\u00bb image=\u00a0\u00bbhttps:\/\/serafin-renov.fr\/wp-content\/uploads\/2023\/03\/Objectif_2.png\u00a0\u00bb image_icon_width=\u00a0\u00bb70%\u00a0\u00bb icon_alignment=\u00a0\u00bbleft\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_font_size=\u00a0\u00bb20px\u00a0\u00bb body_font=\u00a0\u00bbLato||||||||\u00a0\u00bb body_text_align=\u00a0\u00bbjustify\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      Fiabiliser les sources de financement des Soci\u00e9t\u00e9s de tiers financement pour garantir leur offre de financement des travaux.<\/p>\n

      Faciliter l\u2019utilisation des fonds europ\u00e9ens (FEDER) par les R\u00e9gions.<\/p>\n

      Collaborer avec les banques pour un \u00ab\u00a0\u00e9tiquetage vert\u00a0\u00bb des pr\u00eats pour la r\u00e9novation \u00e9nerg\u00e9tique.<\/p>\n

      [\/et_pb_blurb][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_blurb title=\u00a0\u00bbD\u00e9finir un cadre de r\u00e9f\u00e9rence sur la qualit\u00e9 des travaux de r\u00e9novation\u00a0\u00bb image=\u00a0\u00bbhttps:\/\/serafin-renov.fr\/wp-content\/uploads\/2023\/03\/Objectif_3.png\u00a0\u00bb image_icon_width=\u00a0\u00bb70%\u00a0\u00bb icon_alignment=\u00a0\u00bbleft\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bbOswald|300|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_font_size=\u00a0\u00bb20px\u00a0\u00bb body_font=\u00a0\u00bbLato||||||||\u00a0\u00bb body_text_align=\u00a0\u00bbjustify\u00a0\u00bb background_layout=\u00a0\u00bbdark\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      Concevoir et mettre en \u0153uvre le cadre de conformit\u00e9 et de contr\u00f4le de la qualit\u00e9 des travaux de r\u00e9novation \u00e9nerg\u00e9tique.<\/p>\n

      Concevoir une offre assurantielle de garantie de la qualit\u00e9 des r\u00e9novations.<\/p>\n

      D\u00e9livrer 1 500 garanties de qualit\u00e9 associ\u00e9es aux offres des soci\u00e9t\u00e9s de tiers-financement en 3 ans (2021 \u2013 2023).<\/p>\n

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